What if I have special circumstances that I need to tell you?

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Put your special circumstances in writing with your application. We will consider your application if you have a foreclosure. If you have filed for bankruptcy, it must be at least 1 year ago and the bankruptcy must be closed.  You must have also reestablished at least 2 lines of new good credit for at least six months. Review the application requirements for specific details on qualifying for a particular property.